The Norton Group, Inc.



Posted by The Norton Group, Inc. on 1/13/2019

A home selling budget may prove to be exceedingly valuable. With this budget in hand, an individual will know approximately how much money that he or she will need to complete the home selling journey.

Now, let's take a look at three expenses to include in a home selling budget.

1. Home Cleaning

If you want to impress buyers, you likely will need to maintain a neat, tidy home interior. As such, you may want to account for cleaning supplies in your house selling budget.

Of course, you may choose to hire a home cleaning company. And in this scenario, you should consider how frequently you want this company to clean your house.

Regardless of whether you choose to purchase cleaning supplies so you can clean your house on your own or hire a home cleaning company, you should shop around. That way, you can evaluate the costs associated with different cleaning supplies and home cleaning companies and make the best-possible decision based on your finances.

2. Home Repairs

Repairing a home may be costly, particularly for those who failed to maintain their residences over time. Yet if you consider the home repairs you need to complete, you can incorporate the costs associated with these repairs into your house selling budget.

It may be beneficial to conduct a house inspection prior to listing your home. Once you receive a house inspection report, you can learn about any underlying home problems. You then can assess the costs to perform assorted home repairs.

For those who want to save money on home repairs, you may be able to complete simple property upgrades on your own. If you are unsure about how to perform various home improvements, however, you should hire a professional. Otherwise, if you try to complete these home improvements on your own, you risk making expensive, time-consuming and dangerous mistakes.

3. Packing and Moving

After you sell your house, you may have only a short amount of time to pack up your belongings and relocate to a new address. Meanwhile, if you account for your potential packing and moving costs, you can ensure that you will have the funds available to cover these expenses when you are ready to relocate.

In some instances, home sellers pick up packing supplies early in the property selling journey. This ensures a seller won't have to worry about rushing to purchase packing supplies as moving day approaches.

You may want to reach out to local moving companies for quotes, too. And when you finally sell your home, you can finalize plans with an affordable, convenient moving company that you have already vetted.

Lastly, selling a house can be challenging, but a real estate agent can help. If you hire a real estate agent, you can receive plenty of assistance as you craft a home selling budget. Perhaps best of all, a real estate agent will do whatever it takes to help you enjoy a fast, profitable house selling experience.




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Posted by The Norton Group, Inc. on 1/6/2019

Conducting an in-depth home search may prove to be difficult, particularly for individuals with limited time and resources at their disposal. Fortunately, there are lots of things that you can do to streamline your home search and discover your ideal residence without delay.

Now, let's take a look at three tips to help you seamlessly navigate the homebuying journey.

1. Create Homebuying Criteria

Not all homes are created equal, and the dream house for one buyer may differ from the dream house for another. However, if you craft homebuying criteria, you can define your dream house and map out your property search accordingly.

Think about the features you want to find in your dream residence. For instance, if you want to own a house that features a dazzling backyard, you can explore residences that offer this feature. On the other hand, if you want to purchase a home that boasts multiple bedrooms, you can search for residences that provide plenty of space.

Consider where you want to reside, too. By doing so, you can narrow your home search to residences in a select group of cities and towns.

2. Know Your Homebuying Budget

Get pre-approved for a mortgage Ė you'll be happy you did. If you enter the real estate market with a mortgage in hand, you'll know exactly how much you can spend to acquire your dream residence. Then, you can search for houses that fall within your price range.

Obtaining a mortgage will require you to meet with banks and credit unions. You should review mortgage options from a variety of banks and credit unions, as this will allow you to select a mortgage that complements your finances.

Don't hesitate to ask mortgage questions, either. Banks and credit unions employ home financing specialists who are ready to respond to your mortgage queries. Plus, these specialists can offer home financing insights to help you make an informed mortgage selection.

3. Hire a Real Estate Agent

A real estate agent understands the challenges associated with finding a great house at an affordable price. Thankfully, he or she can make it easy for you to conduct an in-depth home search in no time at all.

Typically, a real estate agent will keep you up to date about new houses that become available in your preferred cities or town. If you want to view any of these homes, a real estate agent will set up a house showing. And if you find a home you want to buy, a real estate agent will help you craft a competitive offer to purchase this residence.

As you get set to search for your dream home, you should try to prepare as much as you can. By using the aforementioned tips, you can simplify the process of conducting a comprehensive home search. Best of all, you can use these tips to discover a wonderful home that is sure to serve you well both now and in the future.





Posted by The Norton Group, Inc. on 12/30/2018

Ready to add your house to the real estate market? Before you list your residence, it helps to take plenty of high-quality photos both inside and outside your home.

Ultimately, home photos can make or break a homebuyer's first impression of your residence.

For example, if your home listing includes photos that show off the true beauty of your house, a homebuyer may want to check out your residence in-person. Or, if home photos make your house look small and cluttered, a homebuyer may shy away from your residence altogether.

Don't let bad photos affect your ability to sell your house.

Now, let's take a look at three tips to help you get your house ready for a photo session.

1. Clean Your Residence

A beautiful home is likely to stand out to homebuyers. Meanwhile, if you clean your residence from top to bottom, you can get your house photo-ready in no time at all.

Mop the floors, wipe down the walls and ceilings and perform assorted home interior cleaning. Also, don't forget to mow the front lawn and complete various home exterior improvements.

If you need help with home cleaning tasks, you should contact a professional home cleaning company. With a professional home cleaning company at your side, you can receive expert support as you prep your residence for a photo session.

2. Declutter As Much As Possible

Although your home may be filled with assorted artwork, antiques and photographs, now may prove to be the best time to declutter as much as possible.

Too much clutter can make your house appear tiny. However, if you dedicate the necessary time and resources to declutter your house, you can show homebuyers the true size of your house.

If necessary, you can rent a storage unit to hold your excess items. Moreover, you can always reach out to family members and friends to see if they can store your excess items in their residences until you find a new place to live.

3. Consult with a Real Estate Agent

When it comes to real estate photography, it pays to work with a housing market professional. Lucky for you, many real estate agents are available in cities and towns nationwide who can help you get your house ready for the real estate market.

A real estate agent can assess your residence and offer recommendations to help you improve your house's appearance. Plus, he or she can put you in touch with the best professional real estate photographers in your area.

Let's not forget about the support that a real estate agent can provide throughout the home selling journey too. A real estate agent is happy to set up home showings and open houses, negotiate with homebuyers on your behalf and do everything possible to help you maximize the value of your residence.

Use the aforementioned tips to get your house ready for a photo session Ė you'll be glad you did. Thanks to these tips, you can move one step closer to getting the best results from the home selling journey.





Posted by The Norton Group, Inc. on 12/23/2018

In the warm weather months is there anything better than enjoying your backyard with friends and family? If placing a bid on a home that is almost perfect but lacking an up to par backyard create room in your budget to design the space into a place worth coming home to. Create a complete experience for guests and become everybody's favorite host with these four must-have upscale upgrades for your home.

Landscaping may not seem like it would be the most important aspect of creating a luxe patio experience however it is what completes the area. Properly designed landscaping brings the different zones of your backyard together into one cohesive space. When youíre ready to begin seeking out a company to design your home's landscaping look for those with plenty of experience working on luxury homes and have examples of work that align with your style preferences.

Most landscaping companies also offer hardscaping services as well. Create a one of a kind patio with unique stone pattern designs that flow with the landscaping of your yard. Add visual interest and style with raised flower beds, stone walls, and walkways. A well-versed expert will know how to take your lifestyle and typical gathering size into account to create the perfect design for you.

A must for any host is an outdoor cooking area. Go beyond the typical grill and patio table set up for a full kitchen setup with an island for guest seating. This another area of expertise for an experienced landscape designer and an extension of your hardscaping design. Many will also have appliances on offer for you to choose from as a part of your package. Create a seamless outdoor kitchen with a built-in grill, full sink and plenty of counter space for food prep. Another popular edition is a small fridge to keep necessities at hand eliminating the need to trek back to the kitchen.

Create a private pool area to relax and enjoy without being in full view from your neighbor's kitchen window. A current favorite luxe option for many homeowners at the moment is installing a natural stone waterfall. This features benefits are twofold - it can create both visual and noise privacy. Another option with dual benefits is adding tall shrubs and/or trees. These can allow for visual privacy and create shade for hot, sunny days.   

Investing the time and resources into developing a one of a kind backyard and patio will bring you years of vacation-worthy relaxation and a welcoming space to entertain friends and family. Look for a landscaping contractor with the skill and know-how to create a stunning, well-designed space. Many also offer maintenance services to keep your gorgeous new landscaping well maintained.




Tags: patio   luxury   upscale  
Categories: Uncategorized  


Posted by The Norton Group, Inc. on 12/16/2018

If you are thinking of buying a home in the near future, thereís one three-digit number that could be oh so important to you. That number is your credit score. Read on to find out how a credit score can affect you and the steps you can take to be sure that your credit is in good standing when you head to apply for a mortgage. 


What Is A Credit Score?


Your credit score is checked by lenders of all kinds. Every time you apply for a loan or a credit card, thereís a good chance that your credit score is being pulled to see if you qualify for the loan. Your credit score is calculated based on the information on your credit report. This information includes:


Payment history

Debt-to-credit ratio

Length of credit history

New credit accounts opened


The areas with the most impact on your score is your payment history and your debt-to-credit ratio. This means that on-time payments are super important. You also donít want to get anywhere close to maxing out your credit cards or loan amounts to keep your score up. 


Whatís A Good Score?


If youíre aiming for the perfect credit score, itís 850. Most consumers wonít reach that state of perfection. Thatís, OK because you donít have to be perfect to buy a house. If your score is 740 and above, know that youíre in great shape to get a mortgage. Even if your score is below 740 but around 700 or above, youíll be able to get a good interest rate on your mortgage. Most lenders typically look for a score of 620 and above. Keep in mind that the higher your credit score the better your interest rate will be.    



What If You Lack Credit History?


Most people should get a credit card around age 20 in order to begin building credit. You can still qualify for a mortgage without a credit history, but it will be considerably harder. Lenders may look at things like your rent payments or car payments. Lenders want to know that youíre a responsible person to lend to. 


What If Your Score Needs Help?


It doesnít mean youíre a hopeless case if you lack good credit. Everything from errors on your credit report to missed payments can be fixed. The most important thing that you can do if youíre buying a home in the near future is to be mindful of your credit. Keep an eye on your credit report and continue to make timely payments. With a bit of focus, youíll be well on your way to securing a mortgage for the home of your dreams.        






Tags: mortgage   credit score  
Categories: Uncategorized